Why You Definitely Want A FIXED Rate Home Equity Line
As a mortgage loan officer and a real estate agent, I am having an increasing number of conversations with people that need to tap into their home equity but are afraid of HELOCs. There is good reason for this due to the fact that most are adjustable rate. Many banks and credit unions offer teaser intro rates in their ads and leave the adjustable rate details to the fine print. I have seen some of these that can go up to 18 percent and even higher.
I have a fixed rate home equity line that can be applied for online, approval is in 5 minutes, no appraisal is required, and can be used on primary homes, second homes, and even investment properties. Best of all, there is no appraisal required and you can close in just five days. Keep your great first mortgage interest rate and access the money that you need with a fixed rate home equity line of credit.
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